Fueling Growth with Exceptional Talent

Your Next Gig, LLC

About Us​

At Your Next Gig LLC, I specialize in mortgage sales recruiting with over two decades of experience connecting top-performing mortgage professionals with leading lenders and banks nationwide.

My approach is relationship-driven, not transactional, built on trust, understanding individual goals, and placing people where they'll thrive.

I've led national recruiting and branch expansion at some of the industry's most respected lenders, including Guild Mortgage, Fairway Independent Mortgage, FBC Mortgage, loanDepot, Caliber Home Loans, and Countrywide.

Whether you're a mortgage professional exploring your next move or an organization looking to attract top talent let's connect. My goal is simple: the right people, in the right place, at the right time.

Our Specialties

Loan Officer

Connecting high producing loan officers with competitive lenders and supportive platforms.​

Branch Manager

Helping experienced leaders grow teams, expand branch networks, and enter new markets.​

Executive​ Search

Assisting mortgage companies looking to grow their retail footprint by identifying key talent and market opportunities.​

Retail Expansion

Sourcing top-level mortgage executives and leadership talent for national and regional mortgage companies.​

Mortgage application decline chart showing 10% drop and rising interest rates impacting loan officer performance

Recruiter Alert: Mortgage Apps Decline – What It Means for You

April 02, 2026•2 min read

The Mortgage Bankers Association’s (MBA) most recent weekly survey, covering the week ending July 11, 2025, showed a 10% drop in total mortgage application volume compared to the previous week Mortgage News Daily As a mortgage sales recruiter, this trend signals both challenges and opportunities in your talent pipeline.

Why the Dip Matters to Recruiters

1. Refi Downturn, But Still Up Year-over-Year

  • Refinance applications fell by 7% week-over-week, yet remain ~25% higher than last summer Mortgage News Daily. Purchase applications dropped by 12%, but are still ~13% above 2024’s levels

👉 Recruiter takeaway: Mortgage sales professionals focused on purchase volume are still outperforming last year’s benchmarks. This year-over-year strength is a key talking point when engaging top-performing LOs.

2. Rates Are Climbing

The 30-year fixed rate increased to 6.82%, up slightly from last week
Elevated rates are suppressing volume, and making every loan officer’s book more valuable. Recruiters should tap into specialists who manage borrower anxiety and convert in tight rate environments.

How to Adjust Your Recruiting Lens 🕵️‍♀️

🎯 Target LOs Who Thrive Under Pressure

Focus on loan officers with strong purchase production during rising-rate periods. They’re typically relationship-driven, skilled at guiding hesitant buyers, and more likely to adapt, exactly the profile for high-impact hires.

🔎 Highlight the Upside

Frame rising warehousing (refi volume) as a sign of market resilience. LO candidates with refi success demonstrate versatility, valuable for lenders expanding into hybrid pipelines.

📈 Quantify Success

Use metrics:

  • Purchase app volumes vs. 2024

  • Refi growth year-over-year

  • Consistent performance amid headwinds

  • These numbers help you sell LOs to hiring managers and position your placements as strategic assets.

💡 Bottom Line for Recruiters

  • Total apps dropped 10%, but both refinance and purchase volumes outperform 2024 Mortgage News Daily.

  • Rates near 6.8–6.9% are filtering out weaker performers Mortgage News DailyAP News.

  • Strong recruiters should pivot to LOs showing growth in both purchase and refi, with proven ability to convert in uncertain rate environments.

Sources:

https://www.mortgagenewsdaily.com/news/07182025-mortgage-applications-mba


mortgage recruitingloan officer recruitingmortgage market trendsmortgage applications declineMBA mortgage reportmortgage industry insightspurchase vs refinance trends
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